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Finally, get the business credit you need to grow your business!
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Easily get Business Credit
to Grow and/Start Your Business
Secure HIGH-limit vendor, store, fleet, and cash credit in your business name without a personal guarantee or personal credit check. No collateral or cash flow is required for approval.
We help you get business credit for your company EIN that’s not linked to you personally, or your personal credit.
Complete the quick form to the right for your no-cost business credit and financing consultation to learn more about the credit and financing you can qualify for now.
FREE Business Consultation
Enter your information for your no-cost business credit & loan consultation! (Value $199)
What is the difference between Business Credit and a Business loan?
Credit is the trust which allows one party to provide money or resources to another party wherein the second party does not reimburse the first party immediately (thereby generating a debt), but promises either to repay or return those resources (or other materials of equal value) at a later date.
In other words, business credit is a method of making reciprocity formal, legally enforceable, and extensible to a large group of businesses.
A business loan is a loan specifically intended for business purposes. As with all loans, it involves the creation of a debt, which will be repaid with added interest. There are a number of different types of business loans, including bank loans, mezzanine financing, asset-based financing, invoice financing, microloans, business cash advances and cash flow loans.
What is a Business Credit Report?
Business credit reports are usually created by credit bureaus when credit grantors report information related to a business credit account. These reports are sometimes examined during the decision making process of whether or not to grant credit to a business.
There are many credit management companies that specialize in business credit reports. These credit management companies are in the business of gathering the most predictive information on individuals and companies beforehand in order to assure that a company that has an interest in providing credit to another company or individual will have less worries on whether or not they will get paid and will not have to concern themselves with the risk associated with not knowing the borrowers history.
How do I get business credit?
The first step for a business owner who wants to establish a business credit report is to get an EIN from the IRS. Then you can begin applying for business credit accounts with vendors. If the vendors report the credit information to the credit bureaus, tradelines will be created on your business credit report. For new businesses, this can take some time.
Other uses of a business credit report is to assess risk in extending loans to businesses, insuring businesses, underwriting insurance risk, purchasing businesses, investing in businesses or even company directors.
Some notable business credit credit bureaus are Equifax, Dun & Bradstreet, and Experian. While the credit bureaus provide reports and information to companies. Organizations like Corporate Credit Score specialize in providing information and tools to business owners. So they can track their own business credit history and dispute the bureau reports if a mistake has been made.
WHAT OUR CLIENTS HAVE TO SAY
The business credit process that I engaged in with the Business Finance Suite has allowed me to establish my company’s corporate credit, expand my business operation, and take my company to the next level.
Straight Line Funding - Carlsbad CA
I believe that Business Finance Suite has opened up possibilities for my business in the future that I could never have imagined, and then every business owner can benefit from Business Finance Suite.
Score Restore - Elm Grove, LA
I was able to get a Paydex rating of 80 from Dun & Bradstreet that allowed me to then access larger revolving lines of credit with Macy’s, Staples and with Amazon. At the end of about six months I had about 10 different trade lines that allowed me to then make application for Visa and MasterCard of $5,000 and $10,000.
Great America Credit Repair Company
Boca Raton, FL