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About the Wise Guys in Ties

Our mission is to help entrepreneurs obtain the capital and credit they need to fuel their dreams. 

Whether you are just starting your business, or looking for millions in capital to expand, we have solutions that can help you fund your endeavors.

Our business credit solutions help you build credit for your business EIN that’s not linked to your personal social security number.

This credit can be obtained quickly regardless of personal credit quality, collateral, or cash flow. And you can get approved with no personal guarantee.

Rey Fleming CEO Wise Guys In Ties

Reynaldo Fleming - CEO

Reynaldo Fleming is the co-founder and CEO of Wise Guys in Ties. Rey knowledge and experience have made him one of the most respected business advisors. His passion for business ownership and real estate has led his company, Wise Guys in Ties, to become one of America's leading business credit building companies. Driven by the success of his clients, he takes pride in providing the best service possible.

Kristen Gracia Wise Guys In Ties

Kristin Gracia - COO

Kristin Gracia is the Chief Heart Officer of Wise Guys in Ties. Her #1 priority is making sure both our clients, employees and contractors are cared for. She manages many different areas, overseeing human recourses, client communication, administrative operations and real estate investments. Her organizational skills and ability to multitask complex business dealing has truly made her an asset.

Joseph Smith Founder Wise Guys in Ties

Joseph Smith  - In Memorandum

Joseph Anthony Smith co-founded Wise Guys in Ties. Under joseph's guidance, the company became an industry leader in business finance and building business credit. Joseph believed that everyone should own their own business. Together Joseph and Rey traveled the country training entrepreneurs on all the ways for them to gain access to capital. Joseph continued to talk with clients and structure business deals as he battled stage 4 stomach cancer in late 2020. With a smile on his face and appreciation for his life on October 6,2020 our Lord Jesus Christ called him to heaven. 

Joseph Smith Founder Wise Guys in Ties

Joseph Smith  - In Memorandum

Joseph Anthony Smith co-founded Wise Guys in Ties. Under joseph's guidance, the company became an industry leader in business finance and building business credit. Joseph believed that everyone should own their own business. Together Joseph and Rey traveled the country training entrepreneurs on all the ways for them to gain access to capital. Joseph continued to talk with clients and structure business deals as he battled stage 4 stomach cancer in late 2020. With a smile on his face and appreciation for his life on October 6,2020 our Lord Jesus Christ called him to heaven. 

Business Credit Reviews

The business credit process that I engaged in with the Business Finance Suite has allowed me to establish my company’s corporate credit, expand my business operation, and take my company to the next level.

Chad Cotton

Straight Line Funding - Carlsbad CA

I believe that Business Finance Suite has opened up possibilities for my business in the future that I could never have imagined, and then every business owner can benefit from Business Finance Suite.

Cheryl Risner

Score Restore - Elm Grove, LA

I was able to get a Paydex rating of 80 from Dun & Bradstreet that allowed me to then access larger revolving lines of credit with Macy’s, Staples and with Amazon. At the end of about six months I had about 10 different trade lines that allowed me to then make application for Visa and MasterCard of $5,000 and $10,000.

Robert Lefcort

Great America Credit Repair Company
Boca Raton, FL

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