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Get the Business Loans Solution You Need

Get the Business Loans & Credit Lines You Want and Need, When You Need Them and Even when Banks Might Say “NO.”  

If you need funding, you may not be able to wait 30 days for the bank to make a decision.  That's why our professionals are here to help you expand your cash flow and get your business back on track to grow.

At Wise Guys in Ties, we work with all legitimate types of funding programs available today, offering funding through hundreds of investors and lenders through a multitude of different funding programs. These lenders all offer their own different and unique lending requirements, so it’s tough to navigate these alone and know all your options… which is where we help.

This gives you the best opportunity to get the most amount of financing, at the best terms.

Who is Wise Guys In Ties?  

When you work with Wise Guys In Ties, you’re not working with a faceless and gigantic banking organization. Right away, you’ll be assigned to your own personal Finance Officer who will work directly with you to develop your Finance Blueprint with all the funding options you can qualify for now.

And, your blueprint maps out the steps to get you even more (and perhaps even better) loans and credit lines in the future. It’s easier when you know what they want and need and how to boost your own business credit profile.

Once you choose the funding you’d like from the options that you can qualify for, our team goes into action working with lenders and investors to get you approved.

Your Finance Officer helps you get approved, negotiates rates and terms, and helps you through all aspects of the funding process until your loan proceeds are in your bank account.

Have you found this to be true?

When you need a business loan, no one wants to give you one, but when you have plenty of money banks are always sending you deals.



You need money for your business and you need it fast

It seems that when you REALLY need money fast no one wants to lend it to you; but if you’re doing okay, it seems that banks are sending you pre-approval letters for business loans every other day.

We can help you find a solution to your business cash flow, even if you thinking you might be rejected by a traditional bank. Our loan officers work with all the major banks as well as secondary lenders that you might not have heard of.

It’s all about your business fundability. 

When you apply for a business loan, banks ask:

  • How lendable are you?
  • How likely are you to pay back what you owe on time?
  • Do you need just a little bit of money or do you need a lot and how soon?

How much a lender is willing to lend and on what terms is based on a business’s cash flow, collateral, and credit because lenders want to mitigate their risk and maximize their profit.

how to build business credit

Understand the 4 C's of Business Loans and you have a better shot at the funds you need.

In lending when we look to see if a client is fundable we are looking for one of the 4 “C”s.  A business owner doesn’t need all the 4 Cs, they only 1 to secure funding.

The first C is Cash Flow. When an existing business has good cash flow it can qualify for business funding.  If the business has verifiable cash flow this substantially increases the chances of that business being approved for funding.  There are many funding programs the business might qualify for including Business Revenue Lending.

If the business doesn’t have cash flow it still might have Collateral, the second C.  Collateral for a business is really the business assets. Many things can be used as collateral including equipment, purchase orders, even account receivables.  Having Collateral greatly increases the chances of a business being approved for funding.

If a business doesn’t have cash flow or collateral it can still qualify for business funding.  Lenders also look at your business Credit to qualify a business.  Business Credit is the third C.  Lenders will lend money with no personal guarantee based on the business credit profile and score.  If the business has a good business credit profile it can use that as security to obtain funding.

If you don’t have business credit built now, call us so that we can help you quickly build an excellent business credit score and profile. Click HERE to set up a 30 minute Free Consultation

Maybe your business is just starting up and it doesn’t yet have business credit, cash flow, or collateral.  You can still qualify for funding.  Lenders will then use your personal credit to qualify the business for funding.  Personal Credit is the fourth and final C that lenders will look at when deciding whether to approve a business for funding. 

Credit lines up to $150,000 are available today even for startup businesses with personal credit scores as low as a 680 FICO.  These types of unsecured credit lines do not look at revenue or financials.  The business owner’s personal credit is all that is used to qualify for funding.

All a business owner needs is 1 of the 4 “C”s to qualify for business funding. So let us help you take your great idea for your business and find you the money to build and grow.

We have 27 ways to help you get funding!

Our experienced loans officers will help you use your business’s strengths to find money for your business in one or more of these 27 different lending options:

  • Revenue Lending
  • Business Revenue Line of Credit
  • Merchant Cash Advances
  • Account Receivable Financing
  • Purchase Order Financing
  • Corporate Credit Cards
  • Corporate Lines of Credit
  • Startup Unsecured Business Financing
  • Book-of-business Financing
  • 401k Financing
  • Securities Financing
  • Commercial Vehicle Financing
  • Commercial Real Estate Financing
  • Peer-to-Peer Lending
  • Angel Investing
  • Venture Capital
  • Private Investment
  • Equity Investments
  • Inventory Financing
  • Equipment Financing
  • Equipment-Sale-Leaseback
  • SBA Loans
  • SBA Credit Lines
  • Term Loans
  • Business Lines-of-Credit
  • House Flipper Financing
  • Crowdfunding and more. . .

We Can Help You Get The Business Loans & Credit Lines You Want and Need, Even When Banks Might Say “NO.”

According to the United States Department of Revenue, the majority of business loans and credit lines that are available today don’t come from big conventional banks. Instead, most business loans now come from alternative lenders and investors.

And these alternative lenders only typically offer 1-2 limited funding programs, ruining your chances of getting a good loan and minimizing the amount of money you can secure if you don’t meet the requirements of these specific and limited types of loans.

At Wise Guys in Ties, we work with all legitimate types of funding programs available today, offering funding through hundreds of investors and lenders through a multitude of different funding programs. These lenders all offer their own different and unique lending requirements, so it’s tough to navigate these alone and know all your options… which is where we help.

This gives you the best opportunity to get the most amount of financing, at the best terms.

Just look at some of the business funding options we offer

Here are just a few of the most sought-after loan programs you can access through our exclusive system:

  • Credit Line Hybrid Financing (with PG) up to $150,000 -Even for Startups-
  • Business Revenue Lending and Cash Advances with 72 Hour Funding
  • Account Receivable Loans and Credit Lines with Rates of 1% and Less
  • Purchase Order Financing and Inventory Credit Lines
  • Securities and 401k Financing
  • Equipment Financing and Leasing for Purchase and to Refinance Existing Equipment
  • Private Investor and Alternative SBA Financing


business credit coaching

What's it like to work with you?

We are here to help you.  Whether is a Corona Virus keeping you from opening your restaurant, or a pipe bursting right as you open you new gym, we understand the ins and outs of getting business loans and lines for your specific situation.

When you work with us, you’re not working with a faceless and gigantic banking organization.  Right away, you’ll be assigned to your own personal Finance Officer who will work directly with you to develop your Finance Blueprint with all the funding options you can qualify for now.

And, your blueprint maps out the steps to get you even more (and perhaps even better) loans and credit lines in the future. It’s easier when you know what they want and need and how to boost your own business credit profile.

Once you choose the funding you’d like from the options that you can qualify for, our team goes into action working with lenders and investors to get you approved.

Your Finance Officer helps you get approved, negotiates rates and terms, and helps you through all aspects of the funding process until your loan proceeds are in your bank account.

With our help, and when you know how, you can get a business loan or credit line:

  • Regardless of Personal Credit Quality
  • Even with No Assets to Pledge as Collateral
  • Even with No Revenue

By working with all legitimate funding sources and a wide range of loans and credit lines, we can often get you approved for multiple loan and credit line options, maximizing the amount of capital you receive.

If I get a business loan, what can I use it for?

Our team of loan officers can help you find you the money for…

  • Hiring new employees
  • Making payroll,
  • Buying or leasing a new building,
  • Acquiring a business for sale,
  • Purchasing new inventory
  • Buying new equipment and supplies for the business,
  • Buying a new truck
  • Repairing an old company vehicle or other equipment
  • Paying back taxes
  • Consolidating debt to decrease monthly expenses.

  Let us know how can we help you today. We have over 27 ways to help your business with funding and we are always finding new ways to get funding in creative ways.

Let's jump on a call for a complimentary 30-minute session to explore which options work best for your business and your specific situation.  We will help you find your options and get you the relief you need in your business.

Don't you deserve to work with someone who cares about your business and YOU?  We are here to help, but we can only help if you reach out.  Schedule a 30 minute business consultation and you will finally feel the relief you are looking for in your business funding.

Don't take our word for it

Read Our Business Loan Reviews

Here's what other business owners had to say about our program

The business credit process that I engaged in with the Business Finance Suite has allowed me to establish my company’s corporate credit, expand my business operation, and take my company to the next level.

Chad Cotton

Straight Line Funding - Carlsbad CA

I believe that Business Finance Suite has opened up possibilities for my business in the future that I could never have imagined, and then every business owner can benefit from Business Finance Suite.

Cheryl Risner

Score Restore - Elm Grove, LA

I was able to get a Paydex rating of 80 from Dun & Bradstreet that allowed me to then access larger revolving lines of credit with Macy’s, Staples and with Amazon. At the end of about six months I had about 10 different trade lines that allowed me to then make application for Visa and MasterCard of $5,000 and $10,000.

Robert Lefcort

Great America Credit Repair Company
Boca Raton, FL